interest-free.financing.

how it works

Its easy to use interest free financing to order your countertop projects:

1. Apply for financing (click here to apply)
2. Receive a consumer credit account upon your approval by GE Money Bank. You will receive a credit card number upon authorization, just a traditional credit card number.
3. Place your order using Financing as the Payment Method. It’s as easy as paying with a credit card, simply use the Home Design Plus 16-digit number from given to you by GE Money Bank at checkout.
4. Your order will be verified by an e-counters.com customer service representative and you will receive an Order Confirmation by email. E-counters.com staff may ask you to provide some documentation during the verification process, such as a copy of a valid driver’s license to verify billing address and a copy of the Letter of Approval from GE Money Bank (or a printout of the screen that appears upon your approval by GE Money Bank).
5. Enjoy your new countertops now, and pay later (per the terms set by GE Money Bank).

frequently asked questions

1. What is Home Design Plus?

Home Design Plus is a credit service of GE Money Bank. It is a credit line, with the option of receiving a physical card, and this credit line is accepted for purchases of $200.00 or more made with e-counters.com.

2. Where can I find details of the financing program?

Click here for information about financing program, or to apply for credit with Home Design Plus.

3. What does e-counters.com require to verify orders made with Home Design Plus credit?

For the protection of our customers, e-counters.com will require all orders placed with Home Design Plus credit to be accompanied by supplemental documentation including a copy of a valid photo id such as a driver’s license. Requests for documentation will be made during the order verification process. Upon checkout, your order will be held for approximately 1 business day for verification. Upon verification you will receive an Order Confirmation from e-counters.com with a 6-digit order number.

4. Is there a minimum purchase amount needed to use financing?

Yes, interest-free financing is only accepted for orders of $200.00 or more.

5. What is the APR after the promotional period expired?

The Annual Percentage Rate for Purchases is of 23.99% (variable). For more detailed information about the Home Design Plus Online Credit APR and other fees please click here.

6. When does the 6 month period begin?

The 6 month period of no payments and no interest begins on the day that your order is placed with e-counters.com using Financing as the Payment Method. Refer to GE Money Bank for information about payment within the scheduled time frame set forth in your credit application.

7. Is there a penalty for pre-payment?

No, there is no penalty for paying your balance before schedule. Refer to GE Money Bank for information about payment within the scheduled time frame set forth in your credit application.

8. What can I purchase with a Home Design Plus credit account?

You can use Home Design Plus credit to order anything available on e-counters.com as long as the order is for $200.00 or more.

9. How do I apply for more credit?

Simply contact GE Money Bank in the event that you need additional amounts financed. The approval process is fast and simple, and you can add to your project as needed without paying now.

10. How do I get started?

Simply click here to apply for Home Design Plus credit. Once approved, you can order countertops or other products at your convenience, and pay later.

11. Is there someone I can talk to about this program?

Yes. For detailed information about the program, payments, APR, and other fees please call GE Money Bank at 1.877.794.8400. For questions about timelines and purchasing custom items such as kitchen countertops please contact us at 1.866.430.3455, or visit Shipping, Availability & Returns and/or how-it-works for kitchen countertops.